After a slower couple of years in real estate, industry experts are predicting that 2026 will feel a lot more active for both buyers and sellers. Many homeowners have been sitting on the sidelines waiting for more favorable conditions. According to national forecasts, more people are expected to make a move next year — and that shift could create the opportunity you’ve been waiting for.
More Home Sales Are on the Horizon
High interest rates and affordability challenges kept many would-be movers stuck in place from 2023 through 2025. However, life events don’t pause forever. People still relocate for new jobs, health needs, lifestyle changes, or to be closer to family. Market analysts expect those delayed moves to unlock more activity in 2026 as confidence improves.
The combination of improving rates and more sellers listing their homes should create a healthier level of inventory and more options for buyers throughout San Diego County, including here in Jamul.
Mortgage Rates Are Expected To Gently Improve
One of the biggest pressure points in the housing market has been mortgage rates. While they peaked near 7 percent earlier this year, we’ve already seen some easing — and many forecasts suggest they could continue to trend downward throughout 2026.
However, this won’t be a smooth, straight decline. Mortgage rates typically climb quickly and drop gradually. Expect small improvements with occasional bumps along the way as new economic data is released.
Even a slight reduction can impact affordability in a meaningful way. Compared to earlier this year, buyers are already seeing hundreds of dollars in potential monthly payment savings, which can widen purchasing power.
Home Prices Should Grow at a Slower, More Sustainable Pace
National housing experts also expect home prices to keep rising in 2026, but at a calmer, more predictable pace. Lower mortgage rates increase buyer demand, which puts upward pressure on prices — but not enough to trigger dramatic spikes.
Some markets may experience mild price dips, but a major crash is not expected. In fact, many areas have seen significant appreciation over the last five years, giving homeowners a strong equity position. Price trends will vary by neighborhood, depending on local supply, demand, and available inventory.
For buyers, moderate appreciation helps protect your investment. For sellers, it means continued equity growth.
What This Means for You
If you’ve been waiting for:
better affordability
more homes to choose from
a less competitive buying environment
strong equity to leverage
…2026 may be the perfect window to make your move.
A more balanced market allows buyers to shop with confidence and helps sellers maximize their return without the stress of bidding wars or rushed timelines.
Ready To Explore Your Options?
After two quieter years, the market is gearing up for increased activity. With mortgage rates gradually softening and price growth stabilizing, buyers and sellers throughout Jamul and East County have a valuable opportunity on the horizon.
If you’ve been thinking about relocating, upsizing, downsizing, or transitioning into a single-story home, now is the time to prepare.
Let’s talk strategy.
Reach out anytime for a personalized market analysis and guidance on how to position your move for success in 2026.
Contact The Svelling Group today for expert real estate support in Jamul and East County. We’re here to help you transition smoothly into your next home with white-glove, five-star service.